What is a payday loan?

A payday loan is a short term loan that is secured against your paycheck.
Who qualifies for a payday loan?
You just need to make more than $1,000 a month, be 18 years of age and have a working bank account. This may vary depending on your lender.

How long does the process take ?
Once you sign up we match you with a lender quickly, the lender will then contact you and can usually have the money deposited into your account by the next possible business day, if you get approved.

Is direct deposit required?
Yes. For many online payday advance lenders direct deposit is the way they get the money to you.

Is my financial information secure?
Very secure. Our site uses a host of security measures to ensure the safety of your confidential financial information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

How often can I get a payday loan?
AES is here to help anytime you need extra cash between paychecks. We encourage all to keep in mind that a paycheck cash advance loan is a only short-term answer to an urgent cash need, and to use these loans responsibly. Paycheck cash advance loans should not be used repeatedly to deal with continuing budgeting issues.

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